Foreclosure Defense Representation in Ohio
Save Your Home through Loan Modification, Restructuring or Bankruptcy
If you have fallen behind on your mortgage payments and face foreclosure proceedings, you have legal options that may help you keep your home. You want an experienced and knowledgeable lawyer, one who understands the laws governing home foreclosure proceedings and who has successfully helped others in similar circumstances. You want an attorney who knows all your options for keeping your home and who will provide you with an honest assessment of your likelihood of success.
At the Guthrie Law Office, LLC, I bring over 15 years of experience to homeowners throughout the Columbus area who are facing possible foreclosure. To set up an appointment for a free 30-minute consultation, e-mail my office or call me at 614-454-3195 (toll-free at 866-974-0232).
My Home Foreclosure Defense Practice
I provide a broad range of legal services to individuals who face home foreclosure, including:
- Loan modification or restructuring - I will act as your advocate with your bank or mortgage company, working to negotiate new terms if possible, including reduced interest rates or an extension of the number of years on the mortgage. I will also seek to include any past due amounts in a new mortgage, so that arrearages are wiped out.
- Truth in Lending actions - If your lender failed to disclose required information during the mortgage process, I will take action to protect your interests.
- Personal bankruptcy filings - If I am unable to stop home foreclosure proceedings through any other means, I can advise you on the possible benefits of filing for bankruptcy protection. In a Chapter 7 bankruptcy, you can claim your principal residence as an exempt asset in certain circumstances, so that you don't have to sell it to satisfy creditors. With either a Chapter 13 or a Chapter 7 bankruptcy, an automatic stay goes into effect upon the filing of your petition, prohibiting your creditors from taking any further legal action until the bankruptcy is final.
When appropriate, I will file a request for mediation on your behalf, asking the court to require your lender to work with you to resolve all issues. My goal in all foreclosure proceedings is to help you avoid foreclosure and protect your interests.
For a free 30-minute consultation, contact me or call my office at 614-454-3195 (toll-free at 866-974-0232). I am available to meet with you at any of three convenient locations.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
